Rosa Agency may gather information from a variety of ways, including, loan applications submitted by potential borrowers, forms requesting additional information about a property, product or a service provided by Rosa Agency. Rosa Agency also learns of statistical patterns that show preferences for certain properties, market areas and services. This type of information is used to offer better services to the users of the Rosa Agency web site. For instance, we may use statistical information to develop better tools to assist home sellers in marketing their homes to specific buyers interested in properties that meet their requirements.
Personally Identifiable Information Collected. Depending on the products and services you are interested in we may collect personally identifiable information such as (i) your name, address, telephone number, email address, social security number, assets, employment and income; (ii) data based on your experiences with us, with other Rosa Agency affiliates, and with other service providers, such as your payment history, transaction parties, insurance policy coverage and premium amount, and (iii) information from consumer reporting agencies, such as your creditworthiness and credit history. We maintain strict physical, electronic and procedural safeguards that comply with federal regulations to protect all personal nonpublic information. We restrict access to this information to only those persons who need to know it in order to provide you with products or services. We do not seek to collect personal information from children under the age of 18. We believe that children under the age of 18 should obtain permission from their parents before providing any personal information to us via this website.
Sharing Information. Rosa Agency may share certain information regarding our customers and former customers among Rosa Agency affiliates only in accordance with our strict security standards and confidentiality policies, and applicable laws. We hold our employees and agents fully accountable for adhering to these standards, policies and laws.
From time to time opportunities arise that we believe will benefit our customers and former customers. On a selective basis, we may share your name, address, telephone number and email address with third parties, such as insurance agencies, home warranty companies and tax service providers, record storage companies, moving companies, and other businesses that provide services to home owners, to market financial and non-financial products and services that may interest you. We will only provide this information to companies making these offers available to you under strict confidentiality agreements. For instance, we may share certain information with our strategic business partners with whom we have agreements to help provide customers with Rosa Agency One Stop Shopping Services, or with other companies which help us to conduct business, such as credit bureaus and businesses which provide account maintenance, analysis and servicing. We may also provide information to regulatory authorities and law enforcement officials in accordance with applicable law. If you do not want to participate in these opportunities, please refer to the Opt-Out Notice Section below to learn about how to opt out.
Corrections. To correct or update your information, the following options are available for changing and modifying information previously provided: email Rosarlty@optonline.net, call the following telephone number: (973) 589-7550 or write us at the address below.
360 Lafayette St.
Newark, New Jersey 07105
Effective December 4, 2018
Call us at 973-589-7550